Personal Injury Calculator

Your Claim’s Settlement Value

If you were injured in an accident, you may be wondering “What is my claim worth?”  Our free personal injury settlement calculator will help you determine what is a fair settlement for your claim.

Most injury victims, if unrepresented, have no idea what their case is worth.  You need to know what your case might be worth before negotiating or settling your personal injury claim.  Insurance companies rely on computer algorithms and past results to determine settlement offers.  This free personal injury settlement calculator is our attempt to level the playing field for unrepresented injury victims.

Disclaimer: This free personal injury settlement calculator is for informational purposes and does not constitute legal advice.  It does not create an attorney-client relationship and we do not store the information you enter in the calculator.  

Car Accident Claims Lawyer
Best Personal Injury Lawyer Award 2022

Why Do Settlement Calculators Use A Multiplier?

“Your Total Settlement Estimate” is a rough estimate of the total value of your claim.  It is comprised of the two main damage types that arise in personal injury cases: economic damages (called “special damages”) and non-economic damages (called “general damages”).

Special damages are generally easy to quantify.  They include the costs of medical treatment, lost income from missed work, property damage, and other out-of-pocket expenses.

General damages, on the other hand, are not easy to quantify.  They include pain and suffering, discomfort, disability, disfigurement,  anxiety, loss of love, care, affection, companionship, and loss of enjoyment of life.  Because these aspects of your claim do not have a defined value, our calculator uses a “multiplier” like juries might use.  Tort reform and misinformation have led many people, like potential jurors, to use a multiplier to calculate general damages.  The theory is that your pain and suffering are a function of how much medical treatment you needed.

Juries commonly use multipliers that range from 1.0 to 10.0.  The multiplier will be higher for worse injuries, longer recovery time, permanency, greater impact on your daily life, and aggravating factors about how the injuries occurred (e.g., drunk driver, distracted driver).  Most insurance adjusters, on the other hand, use multipliers that range from 0.5 to 1.0 claiming juries are not so kind.  The adjuster is puffing and hoping the injury victim accepts a low settlement offer.

Confer With a Lawyer

This free personal injury settlement calculator should help you understand how your case might be valued by a jury or insurance adjuster.  It does not provide a guaranteed value since there are more factors that go into determining the settlement amount for a personal injury case.  No two claims have the same value, even when the injuries and economic damages are similar.  Also, settlement values can vary based on the type of incident that caused the injury, the city or location where the incident occurred, and factors that might not be apparent on first look.

Therefore, talk with an experienced personal injury lawyer, like the ones at Gage Mathers Law Group, to get a better idea of your case’s value.