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It was a Monday afternoon. Virginia had gone into her local grocery store to pick up a few things for an anniversary dinner she was planning to make. While looking at the top of the aisle for a special sauce, Virginia’s right foot slipped out from under her. She fell back and hit her head on the ground.
Virginia’s case is not unlike many other fall victims. The goal of this guide is not to scare you. It is not to cause older adults to hide in fear or wear bubble wrap everywhere they go. It is not to make caregivers or children feel like they need to watch elderly relatives all the time. The goal is to help you enjoy life, be less fearful, learn ways to prevent falls from occurring, and be ready for what is to come when there is a fall.
The more you know, the better prepared you will be to protect yourselves and your loved ones. This guide provides facts about falls, things to be mindful of, and tips to help you recognize fall hazards and prevent them from creating the next fall victim.
The World Health Organization defines a fall as “an event that results in a person coming to rest inadvertently on the ground or floor or other lower level.” Fall-related injuries are common and may be fatal or non-fatal. Most fall-related injuries, while non-fatal, result in considerable health care needs and are a major cause of long-term pain and disability among older adults.
Falls account for over 2 million hospital emergency room visits and over a thousand deaths, according to the Centers for Disease Control and Prevention.
Falls are responsible for half of all accidental deaths in the home. OSHA’s Fall Prevention Campaign and the Bureau of Labor Statistics report that falls are the most common cause of lost workdays, cause several hundred workplace deaths, and account for 5% of job-related fatalities for women compared to 11% for men. After death, fractures are the most serious consequence of falls. Ultimately, medical treatment for slip and fall incidents exceeds $50 billion; wage loss is another $30-50 billion.
Slips and falls are the leading cause of occupational injury for people 55 years and older. Over a million people over 65 will fall yearly—nearly one of every three persons over 65 will fall. Falls account for almost 90% of all fractures among people over 65. For people aged 65-84 years, falls are the second leading cause of injury-related death; for those aged 85 years or older, falls are the leading cause of injury-related death.
Not all falls will cause an injury, but when it does, the injuries are usually severe. They make it difficult to get around, perform activities of daily living, and live independently. Falls commonly break bones in the wrists, arms, ankles, and hips. Given the disproportionate impact on the elderly, it is no surprise that hip fractures and the consequences of hip fractures cause the most significant personal impact. Half of all people over 65 who are hospitalized for hip fractures cannot return home or live independently afterward. The sad part is that falls represent 40% of all nursing home admissions, and over 60% of nursing home residents will fall each year. It creates a never-ending cycle.
Head injuries are also a major problem—falls are among the most common causes of traumatic brain injuries. These are especially dangerous because many older people are taking blood thinners and other medications that can exacerbate the impact of the fall. Hitting your head while on blood thinners can cause a brain bleed. This could lead to permanent impairment or death.
All people who fall are at risk of fall-related injuries, but certain factors increase the type and severity of injury.
One way to help understand why some people are at higher risk for falls, beyond obvious risk factors, is to view falls from the lens of fall consequences. Experts who study falls and fall prevention tend to categorize falls by the injuries they cause, but the categories overlap and will not serve our purpose. Therefore, for our guide, we’ve developed five categories of falls based on the consequences:
These categories feature increasing severity, which corresponds to statistics on age and gender.
Age is one of the key risk factors for falls. Children are at high risk for fall-related injuries. This is because of their rapidly developing mobility, innate curiosity, and lack of knowledge about dangers. Thankfully, this group often only suffers from Category 1 and 2 falls. People over 65 have the highest risk of death or serious injury from a fall. Some older people suffer from Category 1 and 2 falls, but the majority suffer from Categories 3, 4, and 5 falls. Unlike toddlers, older people’s risk is partly due to declining physical abilities, decreased sensory perception, and slowing cognitive faculties.
Knowing you are at an increased risk for a fall or fall-related injuries can be stressful, but we will now transition to factors that increase your risk for falls. Again, the goal is to increase your knowledge so that you can be more prepared to avoid falls or limit the severity of injury.
Not to sound the alarm bells, but there are a lot of things that increase your risk for falls. Some are obvious, some are obscure, and some are imperceptible. Most are out of your control, but the more you know, the better prepared you will be.
Extrinsic risk factors can be more dangerous than intrinsic risk factors because they are outside your control and cannot be predicted. They can be obscure and imperceptible. Extrinsic factors that pose the greatest risk for falls include:
The vast majority of workers’ compensation claims are due to employees slipping on slick floors, so the government creates programs to prevent work-related slip and fall incidents. OSHA and DOL also promulgated rules to decrease distractions, clean up tripping hazards, and prevent falls from elevated surfaces. Very little is done to protect customers visiting businesses or the elderly in nursing homes. Floors are not being made less slippery. Businesses are not spending more money to clean up messes before someone falls. People have tried to change this with little success.
Intrinsic risk factors can also be dangerous, but they can be more predictable and controllable. Our guide focuses a lot of attention on older adults since they are at increased risk for falls and fall injuries, but the following intrinsic risk factors can apply to all ages:
Analyzing the extrinsic and intrinsic risk factors leads to numerous ideas for decreasing fall risks and maybe even decreasing the severity of injury. In other words, there is hope. By identifying fall risk factors, you have the potential to prevent the first fall from ever occurring.
You might need to ask many questions before you understand why someone fell. Sometimes the injured person will not remember what triggered the fall. They might be embarrassed that they fell, or afraid that family members will require additional supervision. Some possible questions:
These questions are not meant to be exhaustive; They are intended to remind you that there are extrinsic and intrinsic factors, both of which might have caused a particular fall.
Whether you are old or young, fall prevention is fairly similar, it involves education and proactive measures. For older people, the proactive measures include:
This guide does not aim to provide health care advice. Always inform your health care providers about your health, environment, and concerns about falls. The first two measures benefit everyone, but mostly the elderly. We focus a lot of attention on them because these two measures could decrease fall injuries by many magnitudes.
The Mayo Clinic reports the 7 benefits of regular physical activity include:
Admittedly, the last two will probably not directly prevent falls, but they likely contribute to increased mood and better proprioception. Proprioception is your body’s ability to sense movement, action, and location. Current recommendations are to engage in at least 150 minutes of moderate aerobic activity or 75 minutes of vigorous aerobic activity per week, spread out over the course of a full week. Greater health benefits and weight loss are experienced by increasing up to 300 minutes per week. However, as with most things, speak with a health care professional to make sure it is safe to engage in any exercise program. The U.S. Department of Health and Human Services also recommends strength training exercises for all major muscle groups at least two times a week.
“Moderate aerobic activity” includes brisk walking, biking, swimming, and anything that gets your heart rate to 64-76% of your maximum heart rate (i.e., maximum = 220-YourAge). “Vigorous aerobic activity” includes running, high-intensity activities, and anything that gets your heart rate to 77-93% of your maximum heart rate. “Strength training exercises” include using weight machines, resistance against your own body weight or resistance bags, or activities such as rock climbing. Again, consult a health care provider before starting any exercise program or modifying your program to ensure it is safe. People of advanced age or limited physical ability could benefit from beginning efforts like walking up and down ramps and stairs while holding a railing, simulating the transition between sitting and standing, and Tai Chi.
Increasing strength and flexibility has the side-effect of improving balance, coordination, and overall physical well-being. This also leads to faster reflexes and better awareness of how your body reacts to changing environments. Increasing upper body strength will assist with holding on to objects to keep you from falling. Increased muscle mass will help absorb the forces of a fall. Additionally, increased circulation and oxygenation will improve brain function, which has the effect of increasing attention to your environment and quickly analyzing situations as they arise.
Starting an exercise program can be scary. It can also be very frustrating because it takes time to see results. Don’t give up. Find a friend or family member to exercise with you or use a professional to guide you. The long-term benefits are far too great to give up prematurely.
People tend to spend the majority of their time in their homes; therefore, it is no surprise that home environmental factors cause many falls. Indeed, 55% of fall-related injuries occur inside the home with an additional 23% of injuries occurring just outside the home on curbs and sidewalks. It is estimated that between 35% and 40% of falls result from environmental-related factors. The environment is interactive with other intrinsic and extrinsic risk factors; therefore, it is a prime element for modification.
Most older adults prefer to age in their homes surrounded by a familiar environment. As they age and become less stable on their feet, the elderly fail to modify their environment to accommodate age-related changes. Research shows that home modifications can improve physical function, provide a sense of security, and lead to continued socialization versus isolation.
Books have been written and professionals specialize in home modification to reduce various risks, including the risk of falls. This guide is insufficient to determine what makes a safe living environment, so it is imperative that you hire a professional to conduct a home assessment and develop a plan. The plan should factor in the environment, health status, and behavioral patterns of the occupants, as well as outside-the-home risks like curbs, sidewalks, and patios. This is not a one-size-fits-all endeavor. Everyone interacts with their environment differently so an individualized assessment and plan should be obtained.
The Centers for Disease Control and Prevention (CDC) published a Checklist to help you find a fix in-home fall hazards.
[longform_contentbox backgroundcolor=” grey”]The main categories of risks are: Floors, Stairs and Steps, Kitchen, Bathroom, and Bedrooms.[/longform_contentbox]
You can read the CDC’s checklist, but the main takeaways are:
Beyond the CDC’s recommendations, if your doctors recommend you use assistive mobility devices, like a walker, cane, or wheelchair, use them. All the time. Without exception. If you have not had a health care provider recommend an assistive mobility device, but you think you might benefit from one, get one. At a minimum, this will increase your confidence level and reduce anxiety.
Do not underestimate the potential trip and fall hazards. Even the slightest discrepancy (e.g., half an inch) between two adjoining surfaces presents a tripping hazard. This hazard is not uncommon on sidewalks, tile patios, and hardwood floors. You need to ensure walking surfaces are as even as possible to optimize safety.
Your health, safety, and independence are important. We suggest you use as many of the strategies and suggestions included in this guide as possible. While they might not prevent all falls or all fall injuries, they should positively impact your life, lifestyle, and longevity.
There is nothing more embarrassing than being out in public and falling over. Whether you’ve fallen out of a chair or simply lost your footing and fell, you may have experienced a sense of public humiliation. If you are lucky, that was the only fall-related injury you suffered. On the other hand, if your fall caused significant injuries, you may want to contact a personal injury attorney.
In many states, property owners are required to remove any dangerous conditions or warn visitors about the dangerous conditions. When property owners fail to do one or the other, they may be liable for the injuries caused when the dangerous condition causes someone to fall. Neither liability nor compensation is guaranteed.
Generally, when the injury victim is successful in holding the property owner liable for their fall injuries, the average settlement is between $20,000 and $50,000. Court-litigated cases tend to settle in the upper end of this range. Most injury lawyers work on a contingency fee, so the injury victim does not incur fees or costs unless they win. Premises owners can expect to incur, although paid by their liability insurance company, around $50,000 in fees and costs. Virginia’s case was not an average case. Please note that actual settlements and costs depend on numerous factors.
Preferably immediately after the fall. You want to make sure you do not have any significant fall-related injuries. If you do have significant injuries, you need to make sure that they are addressed right away. You should follow your health care providers’ advice and contact them if there is any change in your condition. Do not assume you are okay, even if you do not have any cuts or bruising.
Use your own personal health insurance. This recommendation is backed by our 50+ years of collective experience. No one can guarantee you will get a financial recovery for your fall injury, so if you fail to use your health insurance then you might be stuck having to pay your medical bills with your own money. The use of health insurance also helps prevent bills from going into collections and counting against your credit. Ultimately, if you are compensated for your fall-related injuries, then any settlement or jury verdict may be used to reimburse your health insurance company and pay any outstanding medical bills.
Pay them or work out a payment plan with the provider. The last thing you want is for your providers to send any outstanding bills to collections. Most premises liability claims will take at least 6 months to resolve, depending on the circumstances.
Hiring Gage Mathers to fight for you will cost you no money upfront and we are only paid if your claim is successful. When it is successful, we are paid a contingency fee (usually one-third of the total recovery) with reimbursement of our claim-related costs after that.
There is nothing preventing you from handling your claim on your own, but there are two sayings that may apply: (1) you get what you pay for, and (2) a [person] who represents himself has a fool for a client. Why handle your own claim, and potentially mess it up, when you can have a highly respected and experienced attorney handle it for you? Hiring Gage Mathers would relieve you of the burden and stress of your claim and allow you to focus on your health and rehabilitation.
Call us at 602.258.0646 and let us handle the headache of insurance companies so you don’t have to.
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