Steps to File Claim for Learner Driver Accident

The steps for filing a claim for an accident involving a learner driver are the same as any other accident: report the collision, document evidence, and notify the insurance company. Once you’ve followed these steps, you can, within Arizona’s rules as an at-fault state, pursue the compensation you’re entitled to with the help of a professional Phoenix car accident attorney.

Accidents in which one of the drivers has a permit rather than a full license can feel messier because more people are involved, including parents or supervising adults. However, when the process is broken down into steps, you can see it is often just as easy to file a claim.

Filing a Learner Driver Accident Claim in Arizona

Report the Crash and Get Medical Care

The first step after any accident is to call emergency services. Not only will they provide medical attention to those in need, they will document the crash.

This is important no matter what the circumstances are, because official records of the accident will be used by each party’s insurance companies. It’s even more vital in accidents involving a permit holder, as police will record the necessary details and whether or not driver supervision was present.

Even if you don’t feel injured, it’s important to be seen by a medical professional. If injuries surface later, skipping this step could damage your case. Minors might also downplay their symptoms or be in shock and not articulate them. Medical records help establish a timeline and support future claims.

Document the Scene

Once everyone is safe and the police have been contacted, you should document the scene of the accident as thoroughly as possible. Take photos and video of the following:

• Vehicles involved
• Traffic signs
• Skid marks
• Damage to property
• Road conditions

Collect the name and contact information of anyone present. This obviously includes all drivers and passengers, but also witnesses. Some bystanders might not be able to wait until the police arrive to give a statement, so this could be your one chance to have a way to contact them later.

Notify Insurance Companies

Drivers with learner’s permits are often covered under the insurance of a parent or guardian. Make sure your company has been notified of the accident and the type of license of everyone involved.

From here, insurance companies will work to establish fault. Arizona is an at-fault state, so whoever is responsible for a portion of an accident is responsible for that portion of the damages. Fault in accidents with learners permit drivers are often clear-cut, but occasionally things get complicated with coverage and absent driving supervisors.

Follow Through

If you’ve been in an accident involving a driver on a permit, save yourself the headache of navigating the aftermath by working with Gage Mathers. Our team of lawyers has years of expertise in accident cases, and can even give you insights into specific topics, like the impact of ride-sharing services on Phoenix accidents!

Reach out today to see how we can help you put your accident (or an accident involving someone you love) behind you.

About the Author

Joseph D'Aguanno

Guided by the belief that being a highly skilled specialist in a narrow field is better than being ordinary in everything, Joseph “JD” D’Aguanno leads Arizona’s best personal injury law firm in Phoenix, AZ. Having extensive cross-training in pre-litigation negotiations and trial lawyer skills, with decades of experience, JD strives to provide clients with the most valuable legal services a personal injury lawyer can provide. Under his direction, Gage Mathers Law Group is an award-winning personal injury law firm providing aggressive representation to victims of a car accident, medical malpractice, dog bite, motorcycle accident, and other injurious events. Gage Mathers is trusted by thousands of lawyers and clients throughout the country because of their reputation for getting clients the maximum compensation they deserve.

Years of experience: Over 24 years
Bar number: 020421
Location: Phoenix, AZ
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