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When an accident occurs in Arizona, a process is started to determine the cause of the accident and who is at fault. In most cases, the police investigate, make observations, and collect evidence at the accident scene. Insurance companies and Phoenix car accident lawyers use these reports and their own research to determine fault and reach settlement agreements or fight for their clients in court.
Steps in Determining Fault After a Car Accident in Arizona
Step | Who’s Involved | What Happens |
---|---|---|
1 | Police Investigation | Police officers collect witness statements, document skid marks, damage, road conditions, and file a report. |
2 | Personal Records | Drivers & witnesses take photos, gather contact info, and record details to support your case. |
3 | Insurance Assessment | Insurance investigators review police reports, medical records, expert opinions, and car data to assign fault. |
4 | Comparative Fault Rule | Insurance companies may share fault; compensation is reduced by your percentage of responsibility. |
5 | Legal Advocacy | Personal injury attorneys protect your rights, challenge insurers, and go to court if necessary to secure fair compensation. |
At accident scenes, the police take statements from witnesses and the drivers. They also look for evidence that might explain what happened, such as skid marks, drugs or alcohol in the car, vehicle and property damage, problems with traffic lights, etc. The facts of the case are documented in a police report.
Anyone involved in an accident is also encouraged to take their own photos of the scene and contact information for witnesses. Sometimes, mistakes are made, and you want to have your own records of the accident.
Insurance investigators analyze police reports, traffic laws, witness statements, medical records, expert opinions, computer data from the cars, maintenance and repair records, road conditions, and other evidence to determine fault. The investigator’s assessment is used to determine if the insurance company should offer a settlement, deny a claim, or whether faulty repair accident claims should be included in the discussions.
In Arizona, it is possible that more than one party is at fault. In this case, the amount of compensation paid to a victim may be adjusted up or down to reflect the percentage blame they have for the accident. For example, if your losses total $30,000 but you bear 10% of the responsibility for the accident, the settlement will be reduced by 10% (or $3,000). You would receive $27,000.
Personal injury attorneys ensure that accident victims’ rights are protected. Sometimes, who is responsible for an accident is very clear; in other cases, liability is not so simple. Insurance companies may also try to shift the blame to another party (even the victim) to avoid paying a settlement. Your attorney will fight for you, so you receive the most compensation possible. If the parties involved in an accident and the insurance companies can’t reach an agreement, the case could end up in court.
Arizona car accident laws are complicated and difficult for many people to understand. If you are in a car accident, it is essential that you focus on your recovery while Gage Mathers does battle with insurance companies and negligent parties to get you the money you deserve to cover your medical expenses, lost wages, pain and suffering, and other losses.
Gage Mathers has more than five decades of experience and has collected more than $275 million for their clients. We have built a reputation for treating our clients with respect and dignity while fighting for their rights during a vulnerable time in their lives. If a settlement is not possible, our award-winning team is also not afraid of going to trial. Reach out to Gage Mathers today for a free consultation!
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