Everyone who owns a car needs car insurance that will cover them for property damage, medical bills, and potential liability. Car insurance is required by state law. It is also necessary to protect you from financial losses in the event of a car accident in Arizona.
The National Association of Insurance Commissioners provides its recommendations for buying automobile insurance. One key component of purchasing Arizona car insurance is understanding the different types of insurance coverage.
In Arizona, insurance options include:
Based on the sad stories we’ve seen over the years, we highly recommend people purchase all eight types of coverage. This is the only way to ensure you have good protection if you are in a crash. If you can afford it, buy insurance with high limits. In addition, keep in mind that you can lower your insurance premium with a higher deductible. The deductible is the amount you agree to pay out-of-pocket before your insurance company pays anything.
Did you take out a loan to buy your car? Due to inflation and increasing interest rates, you could end up making car payments on a totaled car![/longform_contentbox]
Gage Mathers has several suggestions on what to do after a car accident, what to do if you are hit by an uninsured driver, and our mega article about car accidents in Arizona and why you probably need a lawyer if you were injured.
If you or someone you know has been in a car accident in Phoenix, Mesa, Tempe or other city in Arizona, reach out to Gage Mathers for a free consultation. And if you want to learn more about car accident law in Arizona, look at the rest of our free articles on Arizona Car Accident Law.
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